Forward Thinking,
Independent, Financial Advice

Welcome to

Two Rivers Wealth Management

Our first priority is helping our clients take care of themselves and their families. We want to learn more about each client's personal situation, identify their dreams and goals, and provide them with the highest level of service.

Our mission is to help identify what matters most to each of our clients in and develop a plan together to align their goals with their investments. We accomplish this with comprehensive financial planning and investment management. The team of experts we are aligned with always work with our client's best interests in mind and provide the advice needed to execute their financial plan.

We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth. We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

“Life is like the river, sometimes it sweeps you gently along and sometimes the rapids come out of nowhere.”

- Emma Smith

Our Team

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
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Our Services

Our mission is to help clients work toward financial independence through planning. We want to spend time with clients to determine their goals and objectives, time horizon, risk tolerance, and help them make suitable financial decisions for their future. Our mission is to build a long-term relationship with me, their valued and knowledgeable advisor. We aim to accomplish this through education, training, integrity, and outstanding client service.
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Retirement Planning

Our firm specializes in helping individuals develop sound retirement strategies. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth. We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to our client's financial well being.
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Investment Management

Our asset management process goes beyond security selection by considering tax efficiency, illiquid investments, asset protection, debt analysis, and cash flow. We work with bonds, common stock, educational and traditional IRA's, Simple, Roth and SEP IRA's, brokerage accounts, treasury bills, government securities, treasury notes, and variable annuities.
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Insurance

Protecting clients against all the ‘what ifs’ in life means considering what happens if the worst, or best, comes along. A well-crafted plan highlights the possible but is flexible enough to mitigate the improbable. Our insurance services include Disability Income Insurance, Life Insurance, and Long-Term-Care Insurance.
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Financial Planning

We provide financial planning services for a variety of use cases. Our entire team works together with each client, hand in hand, always acting in their best interest, with each goal and dream firmly in mind. Our financial planning options include retirement, tax, 401(k), 403(b), college, estate, money purchasing and profit sharing plans.

Our Process

We create strategies tailored to our client's needs and goals. Years of experience have prepared us to guide people through each life transition, and one of our primary goals is to develop long-term, trusting relationships.

Phase 1

Discover
In our initial meeting, we identify goals, priorities, preferences, and potential obstacles while establishing expectations and discovering if the partnership is the right fit.

Phase 2

Plan
Next, we use our gathered intelligence to develop a detailed, personalized financial roadmap based on a client's priorities while focusing on key milestones and objectives.

Phase 3

Nurture
We aim to protect our clients from potential issues and guide them through life's most challenging transitions as they work toward our shared vision of financial independence.

Frequently Asked Questions